Who does not like to live in a home of his/her own? All of us, right? Although all of us have a desire to live in our own home, many few have the finances to live through it.
Not anymore! Yes, if you have the required home loan eligibility if you are a Chartered Accountant, purchasing a home on a home loan is easier these days.
What is a CA Home Loan?
A CA home loan is a home loan especially designed keeping in mind the requirements of a respectable professional such as a CA. Yes, you can make the most of a Bajaj Finserv CA loan for purchasing your dream home at a lower rate.
To avail a Chartered Accountants Loan will be considered a secured loan, and you will need to keep collateral or security. A Bajaj Finserv CA loan will help you avail a secured home loan of up to Rs.2 crore.
Bajaj Finserv CA Loan – Features & Benefits at a Glance!
- Higher Home Loan : A CA home loan from a leading lender will help you avail a higher loan amount. You are entitled to avail a home loan of up to Rs.2 crore. The lenders understand that CAs is responsible professionals and that’s why they offer you a maximized loan amount.
- Flexi Loan Facility : If you are a CA and willing to avail a home loan facility, Bajaj Finserv helps you avail a unique facility called the flexi loan. Under the facility, the lender lets you borrow as per your convenience from your total sanctioned loan amount. As a result, you can pay only the interest as the EMIs. Rest of the amount or the principal amount is settled after the completion of the tenor.
- Flexible Home Loan Tenor : Availing a secured CA home loan from Bajaj Finserv can help you avail the facility of a flexible home loan tenor. You can enjoy the flexibility of a wide tenor and repay in 240 months. The biggest benefit of availing a wide tenor helps you spread your EMIs as per your affordability and income credentials.
- Minimal Documentation : Another benefit of a secured loan from Bajaj Finserv is that you don’t have to prepare to arrange for an exhaustive list of documents. If you have the required CA Loan eligibility and furnish your documents online and COP, you are good to avail hassle-free loan.
- Enjoy Doorstep Services : Bajaj Finserv understands that CA professionals are always on the run and its executives offer door-to-door services to come to your residences to collect documents.
- Reduced Interest Rate : For availing a home loan from Bajaj Finserv, you need not cough up more as there is a reduced rate of interest. It means that your home loan will no longer be a financial burden as you are eligible to predetermine your EMIs.
- Bank on the Go : Online account management of your home loan means accessing all info of your loan account. It means that no matter where you are, you get the facility to know about your home loan details such as total loan amount, loan duration or tenor, loan EMIs and more. It helps to control your home loan and to adjust cash outflow as per the loan.
The Bottom Line
If you are a CA professional who is all set to purchase a home of his/her dream, you can apply for a home loan from Bajaj Finserv and enjoy the discussed benefits. You can apply online and see things unfurling super-easy!