Owning your own home is an American dream for many people. Paying the property taxes on your dream home is one of the annoying parts of home ownership that tends to annoy people. Especially when it seems like every single year the property taxes in your county keep going up. However, just because you see the tax bill does not mean that it is accurate. You should absolutely review your tax bill and challenge it if you think it is inaccurate.
Below are a few steps you can take.
Review the information on the bill. There is a period when you can challenge the appraisal done on your home. If the bill does not provide this information then you can retrieve it from the tax assessor in your local area.
See if your area does formal or informal reviews. If your county goes with an informal review process, then you should be able to simply schedule a time with the assessor to review. Make sure you leave yourself enough time to prepare for the review. For a formal review, just make sure any paper work that needs to be filled out is completed beforehand.
I know this sounds obvious but it should be said that you need to be on time. Don’t give anyone any unnecessary reason to view you as unorganized. Make sure you bring copies of your documentations so everyone at the review meeting can view them along with you.
Be patient. It can take several weeks to hear back about your property taxes after having a review. If it has taken many weeks to hear back from your informal review and the deadline for formal request papers is approaching, then go ahead and fill those out. Better to cover all your bases.
Understand the review process. Some counties have appraisal review boards that you may have to present in front of. It is best you fully understand the process so you can prepare accordingly. Knowing beforehand what you need to do and to whom you may have to present to will help to reduce any nervousness as well.
If you challenge was originally denied, look to see if there is an appeals process. At this point, you may want to consult a lawyer as this tends to become more formal and often times happens at the district court level.
If none of these avenues works for you and you are having difficulty paying your property taxes, then look to see if there are any government programs or local programs that help with property tax payments. I know there are several companies in most states that provide property tax relief as well and this could be an option for you in the short term.