The needy people have always felt neglected and not wanted, which is why a large majority of them have taken their lifestyle for granted and do not even make any attempts to alter it. This change of their mind set can be brought about only by the affluent and the more fortunate section of the society.
Those earning well and living under good living conditions have the responsibility of seeing to it that their fellow humans have at least the basic necessities of life at their disposal. The easiest option that one finds in the process of helping is giving alms or donation, but that does not help the poor people come out of the shackles of poverty. Something else should be done so that they are able to completely do away with that life in which they lived at the mercy of others.
The Joe Johnson Mercy Foundation has taken this up and is doing a tremendous job by putting the power of change into the hands of the needy, by helping them become self sufficient. Those underprivileged who intend to start a small business but are unable to gather funds as a capital are eligible to approach the leaders and volunteers at this non-profit organization.
Small amount of money is given out as loan which the borrower has to repay but again in small installments once their business has caught up with its contemporaries. While repaying the loan amount, the borrower also learns how to make profits and in the bid starts saving money for their future use. In this way, they get into the habit of regular saving and making all those things available for their family and themselves that they had only dreamt off.
Education to the children becomes a real thing for them under these circumstances, as also a better standard of living. The Joe Johnson Mercy Foundation is capable of bringing about such sea changes through the process of micro financing. This is a system of empowering the downtrodden which many people are yet to know. Hence, the volunteers and leaders of the organization are also striving towards spreading awareness as well as education about this mode of financial assistance.
Micro financing is carried out by an organization that is made up of various individuals who pool in their money and go through the profiles of numerous upcoming entrepreneurs. After selecting the one they would like to fund the organizations gets in touch with its partners who help in reaching this fund to the selected person.
But the uniqueness of the Mercy Foundation lies in the fact that do not rely on donations for their funds, they carry out a side business of providing commercial real estate property to the prospective buyers. The organization helps the buyer get quick cash either by purchasing or selling their property and the additional equity cash attached to the property, and consequently get their own commission from it. In this way this organization is itself self sufficient and endeavors to make as many more people self sufficient as possible, through micro financing.