When you are planning a trip abroad, one of the most important things you need to think about is your travel insurance policy. Travel insurance protects you against a number of issues, including cancelled flights, lost baggage and other problems that might otherwise be hard to receive compensation for. Read on for reasons why you should always purchase insurance when travelling.
- Cancelled Flights
There is nothing more annoying than having your flight cancelled when you are all ready to fly. This can happen for a number of reasons, including problems at the departure or arrival airport and poor weather conditions. If you have purchased European travel insurance, you can be sure you will receive your money back or will easily be able to transfer on to another similar flight with minimum fuss or bother.
- Lost or Stolen Baggage
Sometimes bags get lost at airports. Whether the bag did not make it on to the correct flight to begin with or it got lost at the arrival airport and placed into the wrong carousel, lost baggage is a number one bugbear for travellers all over the world. Adequate travel insurance will be able to compensate you for any bags that do not get returned to you. If your bags are stolen, having travel insurance will also ensure that you are compensated.
- Winter Sports
If you are planning a winter sports holiday, you will need special travel insurance that covers you for things like injury and damage to equipment. Skiers need to buy special insurance not only for injury claims but also for minor inconveniences and financial troubles such as Ski Pass costs if you are unable to ski and compensation for piste closure, which could otherwise ruin your trip.
- Multiple Trips
People who take multiple trips each year should always ensure they are covered by the proper travel insurance. The more trips you take each year, the more likely it is something may go wrong. If you travel often, it makes financial sense to purchase multi-trip insurance as this can cover you for longer trips away of up to two months at a time.
- Missed Flights
Sometimes a missed flight is not due to a cancellation but the traveller not being able to fly for some reason. Whether you are unwell, were delayed in traffic or went to the wrong departure gate, there are many reasons for a missed flight, and adequate insurance can make sure you are compensated accordingly or moved to an alternative flight. If you don’t have travel insurance, you risk missing out on your holiday altogether.
European travel insurance is a must for international travel when looking to ensure you have a safe journey with strong guarantees of adequate compensation should anything go wrong. Whether you are going on a family beach holiday, a business trip or a longer trip abroad, organising travel insurance should be at the top of your list of important things to do before travelling.